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Your credit card benefits can significantly offset the annual fee on a card — but that only applies if you actually can make use of the perks. For instance, one of the many upsides to having The Platinum Card® from American Express is an up to $200 annual Uber credit. The credit is split into monthly $15 increments, except for December, when you receive $35 in credit.

Source: The Points Guy

That Uber benefit — along with other great perks such as lounge access, an up to $200 annual airline fee credit, and hotel and car rental elite status — substantially offset the Platinum card’s $550…

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